/* ============================================================
   CLARKSON INSURANCE BROKERS — MAIN STYLESHEET
   Primary: #006edb  |  Theme: Light
   ============================================================ */

/* --- Google Fonts --- */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&family=Playfair+Display:wght@500;600;700&display=swap');

/* --- Variables --- */
:root {
  --primary:       #006edb;
  --primary-dark:  #0055b0;
  --primary-deeper:#003d82;
  --primary-light: #e8f3fd;
  --primary-mid:   #4fa3f0;
  --accent:        #ff6b2b;

  --text-dark:     #0f1923;
  --text-body:     #2d3748;
  --text-muted:    #6b7280;
  --text-light:    #9ca3af;

  --bg:            #ffffff;
  --bg-surface:    #f8fafc;
  --bg-alt:        #f1f5f9;
  --border:        #e2e8f0;
  --border-light:  #f1f5f9;

  --radius-sm:     4px;
  --radius:        8px;
  --radius-lg:     12px;
  --radius-xl:     20px;
  --radius-full:   9999px;

  --shadow-sm:     0 1px 3px rgba(0,0,0,0.06), 0 1px 2px rgba(0,0,0,0.04);
  --shadow:        0 4px 16px rgba(0,0,0,0.08);
  --shadow-md:     0 8px 32px rgba(0,0,0,0.10);
  --shadow-lg:     0 16px 48px rgba(0,0,0,0.12);
  --shadow-primary:0 8px 24px rgba(0,110,219,0.25);

  --transition:    all 0.25s cubic-bezier(0.4,0,0.2,1);
  --transition-slow: all 0.45s cubic-bezier(0.4,0,0.2,1);

  --header-h:      72px;
  --max-w:         1200px;
  --max-w-narrow:  860px;
}

/* --- Reset --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: 'Inter', system-ui, sans-serif;
  background: var(--bg);
  color: var(--text-body);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img { display: block; max-width: 100%; }
a { text-decoration: none; color: inherit; }
ul, ol { list-style: none; }
button { cursor: pointer; font-family: inherit; }
input, textarea, select { font-family: inherit; }

/* --- Loader --- */
#loader {
  position: fixed;
  inset: 0;
  background: #ffffff;
  z-index: 99999;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 16px;
  transition: opacity 0.5s ease, visibility 0.5s ease;
}
#loader.hidden {
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
}
.loader-label {
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #888;
}
.loader-track {
  width: 200px;
  height: 2px;
  background: #e5e5e5;
  border-radius: 2px;
  overflow: hidden;
}
.loader-bar {
  height: 100%;
  width: 0%;
  background: #000000;
  border-radius: 2px;
  transition: width 0.12s ease;
}

/* --- Container --- */
.container {
  width: 100%;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
}
.container-narrow {
  width: 100%;
  max-width: var(--max-w-narrow);
  margin: 0 auto;
  padding: 0 24px;
}

/* --- Typography --- */
h1, h2, h3, h4, h5 {
  font-family: 'Playfair Display', Georgia, serif;
  color: var(--text-dark);
  line-height: 1.2;
}
h1 { font-size: clamp(2.2rem, 5vw, 3.6rem); font-weight: 700; }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.6rem); font-weight: 600; }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.5rem); font-weight: 600; }
h4 { font-size: 1.1rem; font-weight: 600; }
p  { color: var(--text-body); }

.section-label {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--primary);
  background: var(--primary-light);
  padding: 5px 14px;
  border-radius: var(--radius-full);
  margin-bottom: 14px;
}
.section-title { margin-bottom: 12px; }
.section-sub {
  font-size: 1.05rem;
  color: var(--text-muted);
  max-width: 600px;
  line-height: 1.7;
}
.text-center { text-align: center; }
.text-center .section-sub { margin: 0 auto; }

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 28px;
  font-size: 14px;
  font-weight: 600;
  font-family: 'Inter', sans-serif;
  border-radius: var(--radius-full);
  border: 2px solid transparent;
  transition: var(--transition);
  white-space: nowrap;
  letter-spacing: 0.02em;
}
.btn-primary {
  background: var(--primary);
  color: #fff;
  border-color: var(--primary);
  box-shadow: var(--shadow-primary);
}
.btn-primary:hover {
  background: var(--primary-dark);
  border-color: var(--primary-dark);
  transform: translateY(-1px);
  box-shadow: 0 12px 32px rgba(0,110,219,0.35);
}
.btn-outline {
  background: transparent;
  color: #fff;
  border-color: rgba(255,255,255,0.6);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.15);
  border-color: #fff;
}
.btn-outline-dark {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary);
}
.btn-outline-dark:hover {
  background: var(--primary);
  color: #fff;
}
.btn-ghost {
  background: transparent;
  color: var(--primary);
  border-color: transparent;
  padding-left: 0;
}
.btn-ghost:hover { gap: 12px; }
.btn svg { width: 16px; height: 16px; flex-shrink: 0; }
.btn-sm { padding: 9px 20px; font-size: 13px; }
.btn-lg { padding: 16px 36px; font-size: 15px; }

/* ============================================================
   HEADER / NAVIGATION
   ============================================================ */
#header {
  position: fixed;
  top: 0; left: 0; right: 0;
  height: var(--header-h);
  z-index: 1000;
  background: transparent;
  transition: var(--transition-slow);
}
#header.scrolled {
  background: rgba(255,255,255,0.98);
  box-shadow: 0 1px 0 var(--border), var(--shadow-sm);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
}
.nav-inner {
  height: var(--header-h);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}
.nav-logo img {
  height: 44px;
  width: auto;
  max-width: 100%;
  object-fit: contain;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-link {
  padding: 8px 14px;
  font-size: 14px;
  font-weight: 500;
  color: rgba(255,255,255,0.9);
  border-radius: var(--radius);
  transition: var(--transition);
  position: relative;
}
.nav-link::after {
  content: '';
  position: absolute;
  bottom: 4px; left: 14px; right: 14px;
  height: 2px;
  background: var(--primary-mid);
  border-radius: 2px;
  transform: scaleX(0);
  transition: transform 0.2s ease;
}
.nav-link:hover::after,
.nav-link.active::after { transform: scaleX(1); }
.nav-link:hover { color: #fff; }
.nav-link.active { color: #fff; }

#header.scrolled .nav-link { color: var(--text-body); }
#header.scrolled .nav-link:hover { color: var(--primary); background: var(--primary-light); }
#header.scrolled .nav-link.active { color: var(--primary); }
#header.scrolled .nav-link::after { background: var(--primary); }

.nav-cta { margin-left: 12px; }
#header:not(.scrolled) .nav-cta .btn-primary {
  background: rgba(255,255,255,0.15);
  border-color: rgba(255,255,255,0.5);
  box-shadow: none;
}
#header:not(.scrolled) .nav-cta .btn-primary:hover {
  background: rgba(255,255,255,0.25);
  border-color: #fff;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  padding: 6px;
  cursor: pointer;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: #fff;
  border-radius: 2px;
  transition: var(--transition);
}
#header.scrolled .nav-toggle span { background: var(--text-dark); }

.nav-toggle.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle.open span:nth-child(2) { opacity: 0; }
.nav-toggle.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* --- Mobile Nav --- */
#mobile-nav {
  display: none;
  position: fixed;
  top: var(--header-h);
  left: 0; right: 0;
  background: rgba(255,255,255,0.98);
  backdrop-filter: blur(20px);
  border-top: 1px solid var(--border);
  box-shadow: var(--shadow-md);
  z-index: 999;
  padding: 16px 0;
  transform: translateY(-10px);
  opacity: 0;
  transition: var(--transition);
  pointer-events: none;
}
#mobile-nav.open {
  transform: translateY(0);
  opacity: 1;
  pointer-events: all;
}
.mobile-nav-link {
  display: block;
  padding: 13px 24px;
  font-size: 15px;
  font-weight: 500;
  color: var(--text-body);
  border-left: 3px solid transparent;
  transition: var(--transition);
}
.mobile-nav-link:hover, .mobile-nav-link.active {
  color: var(--primary);
  background: var(--primary-light);
  border-left-color: var(--primary);
}
.mobile-nav-cta {
  padding: 12px 24px;
  margin-top: 8px;
  border-top: 1px solid var(--border);
}
.mobile-nav-cta .btn { width: 100%; justify-content: center; }

/* ============================================================
   HERO SLIDER
   ============================================================ */
.hero {
  position: relative;
  height: 100vh;
  min-height: 600px;
  max-height: 900px;
  overflow: hidden;
  background: var(--primary-deeper);
}
.slider-track {
  display: flex;
  height: 100%;
  transition: transform 0.7s cubic-bezier(0.77,0,0.175,1);
  will-change: transform;
}
.slide {
  position: relative;
  min-width: 100%;
  height: 100%;
  background: var(--primary-deeper);
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}
.slide::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(
    135deg,
    rgba(0,40,100,0.82) 0%,
    rgba(0,80,180,0.55) 50%,
    rgba(0,110,219,0.3) 100%
  );
}
.slide-1 { background-image: url('../../assets/slide1.svg'); }
.slide-2 { background-image: url('../../assets/slide2.svg'); }
.slide-3 { background-image: url('../../assets/slide3.svg'); }

.slide-content {
  position: absolute;
  inset: 0;
  z-index: 2;
  display: flex;
  align-items: center;
  padding-top: var(--header-h);
}
.slide-inner {
  max-width: var(--max-w);
  width: 100%;
  margin: 0 auto;
  padding: 0 24px;
}
.slide-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.8);
  background: rgba(255,255,255,0.12);
  backdrop-filter: blur(8px);
  border: 1px solid rgba(255,255,255,0.2);
  padding: 6px 16px;
  border-radius: var(--radius-full);
  margin-bottom: 24px;
}
.slide-tag::before {
  content: '';
  width: 6px; height: 6px;
  border-radius: 50%;
  background: #4fa3f0;
  flex-shrink: 0;
}
.slide-headline {
  font-family: 'Playfair Display', serif;
  font-size: clamp(2.4rem, 5.5vw, 4.2rem);
  font-weight: 700;
  color: #fff;
  line-height: 1.15;
  margin-bottom: 20px;
  max-width: 700px;
}
.slide-sub {
  font-size: clamp(1rem, 1.8vw, 1.15rem);
  color: rgba(255,255,255,0.82);
  max-width: 560px;
  line-height: 1.75;
  margin-bottom: 36px;
}
.slide-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  align-items: center;
}

/* Slider Controls */
.slider-prev,
.slider-next {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  z-index: 10;
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: rgba(255,255,255,0.12);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255,255,255,0.25);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
}
.slider-prev { left: 24px; }
.slider-next { right: 24px; }
.slider-prev:hover,
.slider-next:hover {
  background: rgba(255,255,255,0.25);
  border-color: rgba(255,255,255,0.5);
  transform: translateY(-50%) scale(1.05);
}
.slider-prev svg,
.slider-next svg { width: 20px; height: 20px; }

/* Slider Dots */
.slider-dots {
  position: absolute;
  bottom: 28px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 10;
  display: flex;
  gap: 8px;
}
.dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: rgba(255,255,255,0.4);
  border: none;
  transition: var(--transition);
  cursor: pointer;
}
.dot.active {
  background: #fff;
  width: 24px;
  border-radius: 4px;
}

/* Slider Progress */
.slider-progress-bar {
  position: absolute;
  bottom: 0; left: 0;
  height: 3px;
  background: var(--primary-mid);
  width: 0%;
  z-index: 10;
  transition: width 0.1s linear;
}

/* ============================================================
   PAGE HERO (inner pages)
   ============================================================ */
.page-hero {
  height: 320px;
  background: linear-gradient(135deg, var(--primary-deeper) 0%, var(--primary) 100%);
  display: flex;
  align-items: flex-end;
  padding-bottom: 56px;
  padding-top: var(--header-h);
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 80% 20%, rgba(255,255,255,0.06) 0%, transparent 50%),
    radial-gradient(circle at 20% 80%, rgba(0,0,0,0.1) 0%, transparent 40%);
}
.page-hero-inner { position: relative; z-index: 1; }
.page-hero-label {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.65);
  margin-bottom: 10px;
}
.page-hero h1 {
  color: #fff;
  font-size: clamp(2rem, 4vw, 3rem);
}
.page-hero p {
  color: rgba(255,255,255,0.75);
  font-size: 1.05rem;
  margin-top: 10px;
  max-width: 520px;
}

/* ============================================================
   SECTIONS
   ============================================================ */
.section { padding: 96px 0; }
.section-sm { padding: 64px 0; }
.section-lg { padding: 120px 0; }
.section-alt { background: var(--bg-surface); }
.section-dark {
  background: var(--primary-deeper);
  color: #fff;
}
.section-dark h2,
.section-dark h3,
.section-dark h4 { color: #fff; }
.section-dark .section-label {
  background: rgba(255,255,255,0.12);
  color: rgba(255,255,255,0.85);
}
.section-dark .section-sub { color: rgba(255,255,255,0.7); }
.section-dark p { color: rgba(255,255,255,0.75); }

/* ============================================================
   WHAT WE COVER — Insurance Categories Grid
   ============================================================ */
.categories-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 16px;
  margin-top: 48px;
}
.category-card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.category-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--primary-mid));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s ease;
}
.category-card:hover { border-color: var(--primary); box-shadow: var(--shadow-md); transform: translateY(-2px); }
.category-card:hover::before { transform: scaleX(1); }
.category-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius);
  background: var(--primary-light);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  color: var(--primary);
}
.category-icon svg { width: 22px; height: 22px; }
.category-card h4 { font-size: 14px; font-weight: 600; color: var(--text-dark); margin-bottom: 6px; }
.category-card p  { font-size: 13px; color: var(--text-muted); line-height: 1.55; }

/* ============================================================
   WHY CHOOSE CLARKSON
   ============================================================ */
.reasons-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-top: 48px;
}
.reason-card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 36px 32px;
  display: flex;
  gap: 20px;
  transition: var(--transition);
}
.reason-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); border-color: var(--border-light); }
.reason-num {
  font-family: 'Playfair Display', serif;
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--primary-light);
  line-height: 1;
  flex-shrink: 0;
  width: 52px;
  color: var(--primary);
  opacity: 0.2;
}
.reason-body h3 { font-size: 1.15rem; margin-bottom: 10px; }
.reason-body p  { font-size: 14px; color: var(--text-muted); line-height: 1.7; }

/* ============================================================
   SERVICE PILLARS
   ============================================================ */
.pillars-wrapper {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
  margin-top: 64px;
}
.pillars-text p { font-size: 1rem; line-height: 1.8; margin-bottom: 32px; color: rgba(255,255,255,0.75); }
.pillars-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.pillar-item {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 16px 20px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg);
  transition: var(--transition);
}
.pillar-item:hover { background: rgba(255,255,255,0.12); }
.pillar-dot {
  width: 10px; height: 10px;
  border-radius: 50%;
  background: var(--primary-mid);
  flex-shrink: 0;
}
.pillar-item span { font-size: 15px; font-weight: 500; color: #fff; }

/* ============================================================
   STATS STRIP
   ============================================================ */
.stats-strip {
  background: var(--primary);
  padding: 56px 0;
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px 0;
  text-align: center;
}
.stat-item {
  position: relative;
  padding: 4px 16px;
  min-width: 0;
}
.stat-item::before {
  content: '';
  position: absolute;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  width: 1px;
  height: 56%;
  background: rgba(255,255,255,0.2);
}
.stat-item:first-child::before { display: none; }
.stat-num {
  font-family: 'Playfair Display', serif;
  font-size: clamp(2rem, 4vw, 3.2rem);
  font-weight: 700;
  color: #fff;
  line-height: 1;
  margin-bottom: 8px;
  word-break: break-word;
}
.stat-label {
  font-size: 14px;
  color: rgba(255,255,255,0.75);
  font-weight: 500;
}

/* ============================================================
   CTA BANNER
   ============================================================ */
.cta-banner {
  background: linear-gradient(135deg, var(--primary-deeper) 0%, var(--primary) 60%, var(--primary-mid) 100%);
  padding: 80px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  top: -80px; right: -80px;
  width: 320px; height: 320px;
  border-radius: 50%;
  background: rgba(255,255,255,0.05);
}
.cta-banner::after {
  content: '';
  position: absolute;
  bottom: -60px; left: -60px;
  width: 240px; height: 240px;
  border-radius: 50%;
  background: rgba(255,255,255,0.04);
}
.cta-banner-inner { position: relative; z-index: 1; }
.cta-banner h2 { color: #fff; margin-bottom: 16px; }
.cta-banner p { color: rgba(255,255,255,0.75); font-size: 1.05rem; margin-bottom: 36px; }
.cta-banner .btn-group { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

/* ============================================================
   ABOUT PAGE CONTENT
   ============================================================ */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
}
.two-col-reverse { grid-template-columns: 1fr 1fr; }
.two-col-wide { grid-template-columns: 1.2fr 0.8fr; }
.accent-box {
  background: var(--primary-light);
  border-left: 4px solid var(--primary);
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
  padding: 24px 28px;
  margin: 24px 0;
}
.accent-box p {
  font-family: 'Playfair Display', serif;
  font-size: 1.2rem;
  font-style: italic;
  color: var(--primary-deeper);
  line-height: 1.6;
}
.body-text { font-size: 1rem; line-height: 1.85; color: var(--text-body); margin-bottom: 16px; }
.about-visual {
  border-radius: var(--radius-xl);
  overflow: hidden;
  position: sticky;
  top: calc(var(--header-h) + 24px);
}
.about-visual-inner {
  background: linear-gradient(135deg, var(--primary-deeper) 0%, var(--primary) 100%);
  height: 480px;
  border-radius: var(--radius-xl);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 20px;
  padding: 40px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.about-visual-inner::before {
  content: '';
  position: absolute;
  top: -40px; right: -40px;
  width: 200px; height: 200px;
  border-radius: 50%;
  background: rgba(255,255,255,0.06);
}
.about-visual-year {
  font-family: 'Playfair Display', serif;
  font-size: 5rem;
  font-weight: 700;
  color: rgba(255,255,255,0.15);
  line-height: 1;
  position: absolute;
  top: 24px;
  right: 32px;
}
.about-visual-badge {
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: var(--radius-full);
  padding: 6px 16px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.8);
}
.about-visual h3 { color: #fff; font-size: 1.8rem; }
.about-visual p  { color: rgba(255,255,255,0.7); font-size: 14px; }
.about-stat-row {
  display: flex;
  gap: 24px;
  margin-top: 8px;
}
.about-stat { text-align: center; }
.about-stat-n {
  font-family: 'Playfair Display', serif;
  font-size: 2rem;
  font-weight: 700;
  color: #fff;
}
.about-stat-l {
  font-size: 12px;
  color: rgba(255,255,255,0.65);
  margin-top: 2px;
}

/* Values Grid */
.values-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 24px;
  margin-top: 48px;
}
.value-card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 32px 28px;
  transition: var(--transition);
}
.value-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.value-icon {
  width: 48px; height: 48px;
  border-radius: var(--radius-lg);
  background: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}
.value-icon svg { width: 24px; height: 24px; }
.value-card h3 { font-size: 1.1rem; margin-bottom: 10px; }
.value-card p  { font-size: 14px; color: var(--text-muted); line-height: 1.7; }

/* Service Approach */
.approach-steps {
  margin-top: 48px;
  display: flex;
  flex-direction: column;
  gap: 0;
  position: relative;
}
.approach-steps::before {
  content: '';
  position: absolute;
  left: 22px; top: 0; bottom: 0;
  width: 2px;
  background: var(--border);
}
.approach-step {
  display: flex;
  gap: 24px;
  padding-bottom: 36px;
  position: relative;
}
.step-num {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  font-weight: 700;
  font-size: 15px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  position: relative;
  z-index: 1;
  box-shadow: 0 0 0 4px var(--bg-surface);
}
.step-body h4 { font-size: 1.05rem; margin-bottom: 6px; padding-top: 8px; }
.step-body p  { font-size: 14px; color: var(--text-muted); line-height: 1.7; }

/* Governance */
.governance-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 20px;
}
.gov-badge {
  display: flex;
  align-items: center;
  gap: 10px;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 12px 20px;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-dark);
}
.gov-badge-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--primary);
  flex-shrink: 0;
}

/* ============================================================
   SERVICES PAGE
   ============================================================ */
.services-intro {
  text-align: center;
  padding: 64px 0 0;
}
.service-lines {
  margin-top: 64px;
  display: flex;
  flex-direction: column;
  gap: 64px;
}
.service-line {
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: 48px;
  padding-bottom: 64px;
  border-bottom: 1px solid var(--border);
}
.service-line:last-child { border-bottom: none; padding-bottom: 0; }
.service-line-head {}
.service-line-num {
  font-family: 'Playfair Display', serif;
  font-size: 4rem;
  font-weight: 700;
  color: var(--primary-light);
  line-height: 1;
  margin-bottom: 12px;
}
.service-line-head h2 { font-size: 1.6rem; margin-bottom: 14px; }
.service-line-head p { font-size: 14px; color: var(--text-muted); line-height: 1.75; }
.service-sub-items {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
  margin-top: 24px;
}
.service-sub-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 16px;
  background: var(--bg-surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-size: 13px;
  font-weight: 500;
  color: var(--text-body);
  transition: var(--transition);
}
.service-sub-item:hover {
  border-color: var(--primary);
  background: var(--primary-light);
  color: var(--primary);
}
.service-sub-item::before {
  content: '';
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--primary);
  flex-shrink: 0;
}

/* Advisory services */
.advisory-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
  gap: 20px;
  margin-top: 48px;
}
.advisory-card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 28px 24px;
  display: flex;
  gap: 16px;
  transition: var(--transition);
}
.advisory-card:hover { box-shadow: var(--shadow); border-color: var(--primary); transform: translateY(-2px); }
.advisory-icon {
  width: 40px; height: 40px;
  border-radius: var(--radius);
  background: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.advisory-icon svg { width: 20px; height: 20px; }
.advisory-card h4 { font-size: 14px; font-weight: 600; margin-bottom: 6px; }
.advisory-card p  { font-size: 13px; color: var(--text-muted); line-height: 1.6; }

/* ============================================================
   CONTACT PAGE
   ============================================================ */
.contact-layout {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: 64px;
  margin-top: 64px;
}
.contact-info {}
.contact-block {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-bottom: 40px;
}
.contact-item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}
.contact-item-icon {
  width: 44px; height: 44px;
  border-radius: var(--radius-lg);
  background: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.contact-item-icon svg { width: 20px; height: 20px; }
.contact-item-body h4 { font-size: 13px; font-weight: 600; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 4px; }
.contact-item-body p  { font-size: 15px; font-weight: 500; color: var(--text-dark); line-height: 1.5; }
.contact-item-body a  { color: var(--primary); }
.contact-item-body a:hover { text-decoration: underline; }

.contact-hours {
  background: var(--bg-surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 20px 24px;
}
.contact-hours h4 { font-size: 13px; font-weight: 600; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 8px; }
.contact-hours p  { font-size: 14px; color: var(--text-body); }

/* Contact Form */
.contact-form-wrap {
  background: var(--bg-surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 40px;
}
.form-title { font-size: 1.4rem; margin-bottom: 8px; }
.form-sub { font-size: 14px; color: var(--text-muted); margin-bottom: 28px; }
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 16px;
}
.form-group { margin-bottom: 16px; }
.form-group label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 6px;
}
.form-group label span { color: var(--primary); }
.form-control {
  width: 100%;
  padding: 12px 16px;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-size: 14px;
  color: var(--text-body);
  outline: none;
  transition: var(--transition);
}
.form-control:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(0,110,219,0.1);
}
.form-control::placeholder { color: var(--text-light); }
textarea.form-control {
  resize: vertical;
  min-height: 140px;
}
.form-submit { width: 100%; justify-content: center; padding: 14px; margin-top: 8px; }
.form-note {
  font-size: 12px;
  color: var(--text-muted);
  text-align: center;
  margin-top: 12px;
}

/* Map */
.map-section {
  background: var(--bg-alt);
}
.map-container {
  border-radius: var(--radius-xl);
  overflow: hidden;
  height: 400px;
  border: 1px solid var(--border);
}
.map-container iframe {
  width: 100%; height: 100%;
  border: none;
  display: block;
}
.map-fallback {
  width: 100%; height: 100%;
  background: linear-gradient(135deg, var(--primary-light) 0%, #dbeafe 100%);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 12px;
  color: var(--primary-deeper);
}
.map-fallback svg { width: 48px; height: 48px; opacity: 0.5; }
.map-fallback p { font-size: 15px; font-weight: 500; }
.map-fallback span { font-size: 13px; color: var(--text-muted); }

/* ============================================================
   FOOTER
   ============================================================ */
footer {
  background: var(--text-dark);
  color: rgba(255,255,255,0.75);
  padding: 72px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 64px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer-brand {}
.footer-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 18px;
}
.footer-logo img { height: 40px; width: auto; filter: brightness(0) invert(1); }
.footer-tagline {
  font-size: 14px;
  line-height: 1.8;
  margin-bottom: 24px;
  color: rgba(255,255,255,0.55);
}
.footer-socials { display: flex; gap: 10px; }
.social-btn {
  width: 36px; height: 36px;
  border-radius: 50%;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.1);
  color: rgba(255,255,255,0.65);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
}
.social-btn:hover { background: var(--primary); border-color: var(--primary); color: #fff; }
.social-btn svg { width: 16px; height: 16px; }
.footer-col h4 {
  font-family: 'Inter', sans-serif;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.4);
  margin-bottom: 20px;
}
.footer-links {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-links a {
  font-size: 14px;
  color: rgba(255,255,255,0.6);
  transition: color 0.2s;
}
.footer-links a:hover { color: #fff; }
.footer-contact-item {
  display: flex;
  gap: 10px;
  margin-bottom: 12px;
  font-size: 14px;
  color: rgba(255,255,255,0.6);
}
.footer-contact-item svg { width: 14px; height: 14px; flex-shrink: 0; margin-top: 3px; color: var(--primary-mid); }
.footer-bottom {
  padding: 24px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}
.footer-copy {
  font-size: 13px;
  color: rgba(255,255,255,0.35);
}
.footer-badge {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  color: rgba(255,255,255,0.35);
}
.footer-badge svg { width: 14px; height: 14px; color: var(--primary-mid); }

/* ============================================================
   SCROLL ANIMATIONS
   ============================================================ */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.65s ease, transform 0.65s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }
.reveal-delay-5 { transition-delay: 0.5s; }

/* ============================================================
   SUCCESS / FORM STATES
   ============================================================ */
.form-success {
  display: none;
  text-align: center;
  padding: 40px;
}
.form-success.show { display: block; }
.form-success-icon {
  width: 64px; height: 64px;
  border-radius: 50%;
  background: #dcfce7;
  color: #16a34a;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}
.form-success-icon svg { width: 28px; height: 28px; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .service-line { grid-template-columns: 220px 1fr; gap: 32px; }
  .two-col { gap: 40px; }
  .reasons-grid { gap: 16px; }
  .pillars-wrapper { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 32px 0; }
  .stat-item:nth-child(odd)::before { display: none; }
  .stat-item:nth-child(even)::before { display: block; }
  .stat-item:nth-child(n+3) { padding-top: 24px; }
  .stat-item:nth-child(n+3)::after {
    content: '';
    position: absolute;
    top: 0;
    left: 20%;
    right: 20%;
    height: 1px;
    background: rgba(255,255,255,0.15);
  }
}
@media (max-width: 768px) {
  :root { --header-h: 64px; }
  .nav-links, .nav-cta { display: none; }
  .nav-toggle { display: flex; }
  #mobile-nav { display: block; }
  .section { padding: 64px 0; }
  .section-lg { padding: 80px 0; }
  .hero { max-height: 100vh; }
  .slide-actions { flex-direction: column; align-items: flex-start; }
  .slider-prev { left: 12px; }
  .slider-next { right: 12px; }
  .reasons-grid { grid-template-columns: 1fr; }
  .two-col { grid-template-columns: 1fr; }
  .two-col-wide { grid-template-columns: 1fr; }
  .about-visual { position: static; }
  .contact-layout { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .service-line { grid-template-columns: 1fr; gap: 24px; }
  .service-sub-items { grid-template-columns: 1fr; }
  .page-hero { height: 260px; }
}
@media (max-width: 480px) {
  .container { padding: 0 16px; }
  .footer-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: 1fr; gap: 0; }
  .stat-item { padding: 20px 16px; }
  .stat-item::before { display: none; }
  .stat-item:not(:first-child)::after {
    content: '';
    position: absolute;
    top: 0;
    left: 20%;
    right: 20%;
    height: 1px;
    background: rgba(255,255,255,0.15);
  }
  .categories-grid { grid-template-columns: repeat(2, 1fr); }
  .contact-form-wrap { padding: 24px; }
}