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What We Offer

Our Insurance Services

From individual cover to enterprise-wide risk programs, we handle it all.

Specialists in Facilitating & Negotiating
Simple to Complex Insurance Programs

Our service architecture ensures round-the-clock operational support, in full alignment with Nigeria's regulatory infrastructure.

01

Property Insurance

Protect your physical assets (offices, factories, warehouses, residential properties and more) against loss or damage from fire, flood, theft, and other perils. We negotiate coverage terms that reflect the true value and specific risk profile of your property.

Buildings & Structures
Contents & Equipment
Business Interruption
Consequential Loss
02

Pecuniary Insurance

Safeguard your business against financial loss arising from employee dishonesty, fidelity breaches, and financial crime. Ideal for financial institutions, retailers, and any business handling significant cash or assets.

Fidelity Guarantee
Bankers Blanket Bond
Money Insurance
Electronic Crime Coverage
03

General Accident Insurance

Comprehensive cover for accidental loss, damage, or injury not captured under other policies. We tailor programs to match the specific operational risks of your business.

Personal Accident Cover
Goods in Transit
Plant & Machinery Breakdown
Agricultural Insurance
04

Employee Benefits Insurance

Attract and retain top talent with a competitive benefits package. We structure group schemes that protect your workforce and demonstrate your commitment as an employer.

Group Life Insurance
Group Personal Accident
Keyman Insurance
Pension Scheme Support
05

Liability Insurance

Shield your business from the financial consequences of legal claims arising from injury, property damage, or professional negligence. Increasingly essential in today's litigious environment.

Employers' Liability
Public Liability
Product Liability
Professional Indemnity
Directors & Officers (D&O)
06

Healthcare Insurance

We provide specialist HMO broking services, helping employers select and manage health insurance plans that deliver genuine value to employees while remaining cost-effective for the organisation.

HMO Plan Selection & Negotiation
Healthcare Cost Management
Employee Health Scheme Admin
Wellness Programme Integration
07

Life Insurance & Savings

Provide financial security for your family or key personnel, and build long-term wealth through structured savings products. We match individuals and businesses with the right life cover for their stage of life.

Term Assurance
Whole Life Cover
Endowment Policies
Annuities
Investment-Linked Plans
08

Lifestyle & Travel Insurance

Whether you travel for business or leisure, our travel insurance solutions ensure you are protected against medical emergencies, trip cancellations, baggage loss, and more, wherever in the world you are.

Single & Annual Multi-trip Cover
Medical Emergency & Evacuation
Baggage & Personal Effects
Trip Cancellation & Curtailment
09

Engineering & Special Risks

For industries operating heavy machinery, managing large-scale construction projects, or dealing with unconventional and high-value assets, we design bespoke cover that standard policies cannot accommodate.

Contractors All Risks (CAR)
Erection All Risks (EAR)
Machinery Breakdown
Marine & Aviation Risks
Unorthodox & Special Assets

Advisory & Support Services

Beyond placing policies, Clarkson provides a full suite of advisory and operational services to support you throughout the entire insurance lifecycle.

Risk Assessment & Advisory

Free insurance audit and risk improvement planning to identify gaps and opportunities.

Policy Administration

Ongoing management of your policies and renewals so nothing falls through the cracks.

Policy Advisory

Independent advice on price, coverage, and exclusions. No insurer bias, only your interests.

Risk Placement

Access to a wide network of reputable insurers to place your risk at the most competitive terms.

Claims Administration & Recovery

Active representation during the claims process. We fight to ensure you receive what you are entitled to.

Legal & Actuarial Reviews

Independent technical assessments for complex risks requiring specialised expert input.

Not Sure What Cover You Need?

Our team offers a free insurance audit to review your current situation and recommend the right coverage for your needs.